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Renovation Mortgage

You have the vision.

We can help finance it.

Make your vision a reality!

With MIDFLORIDA's Renovation Mortgage, you can buy that fixer-upper or transform your current house into your dream home.

           ♦  Standard fixed terms

           ♦  Purchase or refinance

           ♦  No property age restrictions

           ♦  Fixed-rate and adjustable-rate loans

           ♦  Primary, second and investment homes

Examples of acceptable renovations include: Additions, in-ground pools, roof replacement, cosmetic renovations and structural repairs.


A $5 deposit is required for membership with MIDFLORIDA Credit Union and for access to a mortgage.  Limited time offer which may be cancelled at any time without notice.  Equal Housing Opportunity.  Renovation must be performed by a General Contractor.  Minimum credit score of 700 for primary occupancy, 740 for secondary and investment properties.  1-2 unit properties only.  Funds for repairs/renovations will be held in escrow by MIDFLORIDA.  Interest rates typically advertised by MIDFLORIDA do not apply to this program.  Origination and inspection fees are typically higher for this program.


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MIDFLORIDA Credit Union MortgageCenter NMLS# 417627
3004 S Florida Avenue , Lakeland, FL  33803
Office:  (863) 688-8443
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