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Mortgage Checklist


The following information is usually required during the loan process:

  • Your Social Security Card and Driver's License
  • Income Documentation:
  • Salary - Most recent paystub and W-2 or 1099
  • Self-Employed, Rental or Interest income - 2 years most recent Personal AND Business tax returns, must include all schedules and K-1's (if applicable)
  • Pension and Social Security Income - Award Letter or 1099 AND 2 months most recent bank statements documenting receipt of funds
  • Recipient of Alimony or Child Support - Full documentation of court order and proof of receipt for the past 12 months (bank deposits or cancelled checks)
  • Bank statements for the past two months, must include all pages and be most recent statements available at time of application
  • Investment or Retirement account statements for the past two months, must include all pages and be most recent statement available at time of application
  • Make and model of vehicles you own and their resale value
  • Real Estate contract (if purchasing)
  • If obligated to pay Child Support or Alimony- provide full court ordered dcoumentation
  • Bankruptcy – provide full copy of filing and discharge documentation

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
  • Property Tax Information

FHA/USDA/VA Financing

All of the above documentation plus:

  • Previous year W-2 or 1099
  • 1 full month of paystubs
  • DD214 & Certificate of Eligibility (VA only)
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MIDFLORIDA Credit Union MortgageCenter NMLS# 417627
3004 S Florida Avenue , Lakeland, FL  33803
Office:  (863) 688-8443
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